15-ESL_TOPICS-Advice_Column-MONEY.pdf

ESL Topics Advice Column

problems about money

 Read the problems below and discuss possible solutions.

Dear Anita,

I’m only ten years old, but I have a

really big problem. My mother’s birthday

is next week and I want to buy a nice

birthday present for her. Unfortunately, I

have only three dollars! My parents

always tell me that it’s not a good idea to

borrow money, so what should I do? I

don’t want to buy anything cheap .

Everyone in my family has a credit

card , and all of my friends have credit

cards. Last year I also got my first credit

card, but already I owe a lot of money,

about $4,000. This is a lot of money for

me because my salary isn’t very high. I

don’t want to continue using my credit

card, but I don’t know what to do

because the cost of living is so high.

Without a credit card, how can I pay for

everything I need?

Greg

Dear Anita,

Katie

My husband and I love each other

very much and we are very happy

together. We both have jobs, but we

disagree about what to do with the money

we earn . My husband likes to invest a

lot of money in the stock market , but I

think this is very dangerous. I think it’s

better to deposit our money in the bank.

But my husband says we can never

become wealthy if we do this. Anita, I’m

confused…. what advice can you give

us?

Evelyn

 Compare your solutions with different classmates. Do you agree or disagree with

their ideas?